Privacy Policy
How Cash Central collects, uses, shares, and protects the personal information you provide.
Effective Date January 15, 2026
Cash Central ("Cash Central," "we," "us," "our") is committed to protecting the privacy of every person who applies for or holds a loan with us. This Privacy Policy explains what information we collect, how we use it, when we share it, and the choices you have. It applies to all visitors to cashcentralapp.com, our online application, and our customer account portal.
By using our website or applying for a loan, you acknowledge that you have read and understood this Privacy Policy. We do not sell your personal information to lead-generators or marketing brokers — as a direct lender, we don't need to.
We collect information you provide directly, information generated by your use of our services, and information obtained from authorized third parties.
We use the information we collect for specific, limited purposes related to operating our lending business and complying with the law:
We do not use your information for behavioral advertising on other websites, and we do not sell it to third parties for marketing purposes.
Cash Central uses commercially reasonable physical, technical, and administrative safeguards to protect your information.
No security system is impenetrable. While we work hard to protect your information, we cannot guarantee its absolute security. If a security incident occurs that affects your information, we will notify you in accordance with applicable law.
We retain your information for as long as needed to operate your account and to comply with our legal, regulatory, and recordkeeping obligations — generally several years after a loan is closed or an application is declined.
When retention is no longer required, we securely delete or de-identify the information. Some information may be retained in backups for an additional limited period before being deleted from those backups.
Depending on your state of residence, you may have one or more of the following rights regarding your personal information:
To exercise any of these rights, email [email protected] from the email address on file with your account. We will verify your identity before responding and reply within the time frame required by applicable law (typically 45 days).
You will not be discriminated against for exercising these rights.
California residents have rights under the California Consumer Privacy Act (CCPA) as amended by the CPRA, including the right to know, the right to delete, the right to correct, the right to opt out of sale or sharing, and the right to limit use of sensitive personal information. California residents may also designate an authorized agent to make requests on their behalf.
Residents of Virginia, Colorado, Connecticut, Utah, Texas, Oregon, and other states with comprehensive privacy laws have similar rights. Submit requests via the same channel ([email protected]); your state of residence will be confirmed during identity verification.
Cash Central has not sold personal information for monetary consideration in the preceding 12 months and does not intend to do so.
Cash Central's services are intended for adults. We do not knowingly collect personal information from anyone under 18 years of age (19 in Alabama and Nebraska; 21 in Mississippi and Puerto Rico). If you believe a minor has provided us with personal information, please contact us at [email protected] and we will delete it.
We may update this Privacy Policy from time to time. The "Effective Date" at the top of the policy indicates the date of the most recent revision. Material changes will be communicated by email to account holders and through a prominent notice on our website prior to the change taking effect. Your continued use of our services after a change indicates your acceptance.
For any questions about this Privacy Policy or to submit a privacy request, contact us:
Privacy by default
256-bit SSL. End-to-end encryption. No data sold to brokers or lead-generators. As a direct lender, every byte of your application stays in-house at Cash Central.